Newcomer’s Guide
for all Wefi members
Welcome! This page walks you through your Wefi journey step by step—from registering, inviting, and training to sharing, earning, and repeating.
Please note: The Life Design Institute may earn from this platform, but we are not your financial advisor. We encourage you to do your own research before making any decisions.
For any questions or concerns, please contact the person who invited you. If you discovered Wefi on your own, feel free to reach out to us via email at support@lifedesigninstitute.org
Sign-Up Process
Start with your inviter’s referral link (found under their Profile → Account).
To pay with USDT:
> Click on USDT (using the BNB Smart Chain).
> Tap Receive.
> Copy the link provided.
> Paste the link into your wallet where you have your USDT ready to send.
New Feature
Pay with Apple Pay, Google Pay, or Credit Card:
> Go to Earn.
> Select Buy ITOs.
> Choose your preferred payment option (Apple Pay, Google Pay, or Credit Card).
To buy ITOs:
- Go to Earn.
- Select Buy ITOs.
- To get shares: Top-Up a minimum of 250 USDT (+fees)
- Follow the on-screen steps, including clicking Max (to invest the full amount available).
- Complete the remaining required fields.
In the same section, choose how long you’d like to lock your investment
Minimum: 2 years (required to receive shares in the DeoBank).
Go to earn – ownership – verify – get shares/certificates
Repeat Step 2.
How To Buy ITO Units with a Card.
Sign-Up Process
Requires minimum $250 in ITOs
• Commission range: 5% – 25% (Rank-based)
• Must be KOL Rank 1 or higher.
Rank Highlights
Rank Referral %
Equal Rank Rule:
From Rank 3 onward, if two members share the same rank, 1% is redistributed equally among them.
ITO Purchase Levels Unlocked Reward %
$250 Level 1 3%
$500 Levels 1–2 8% (3% + 5%)
$1000 Levels 1–3 16% (3% + 5% + 8%)
ITO Purchase Levels Unlocked Energy Reward %
$1000 Level 1 3%
$2000 Levels 1–2 8%
$3000 Levels 1–3 16%
In the same section, choose how long you’d like to lock your investment
Minimum: 2 years (required to receive shares in the DeoBank).
• When your downline purchases ITOs, upline receives 5% in USDT.
• Requires Energy allocation to activate this feature.
• Rewards from Energy Airdrop, Daily Farming, Advanced Farming, and Projection.
• Scales up to Rank 20 (25%)
• No depth limit in the referral tree.
• Fair distribution via Equal Rule (Rank 3+).
Rank Requirement
Rank 1 $250 personal ITO
Rank 2 $3,000 team volume (max 40% from one leg)
Rank 3 $15,000 team volume
Rank 4 $75,000 team volume (unlocks special bonus)
After Rank 3, contact your enroller for your next rank strategy.
Strategy & Mentorship
Book a Zoom/Chat with your leader to plan your:
• Structure and rank strategy
• Referral growth
• Long-term wealth creation
Energy – The Heart of the WeFi Ecosystem
What is Energy?
Energy is a Decentralized Loyalty Unit, representing your participation and contribution to the WeFi ecosystem.
Key Benefits
• Reduces transaction fees on WeFi Card (down to 1.5%)
• Boosts mining power and APR
• Can be exchanged for USDT
• Powers the referral and KOL systems
• Strengthens WeFi’s economy through farming, burning, and loyalty cycles
Farming Energy - Types
• Earns Energy automatically when WFI stays in Checking Account.
• The longer you hold → higher Time Factor → exponential Energy growth.
• Choose 1–5 years duration.
• Receive full Energy upfront for the chosen period.
• Can extend anytime for extra Energy.
(II. Advance Farming)
Time Factor:
Each day adds a multiplier.
Moving tokens resets Time Factor to 0.
Projection Method
• AI estimates your future WFI mining output (1–5 years).
• You receive Energy upfront for that projection period.
• Enables full participation without waiting for mined tokens
Energy Burn Model
• For every $1M Energy burned, price rises by +$0.10.
• Each product has its own coefficient and Energy price based on activity.
• The more the ecosystem uses Energy → the higher its value.
Spending Limits (1.5% Fee)
30-Day Spend Energy Allocation
$200 100
$500 250
$1000 1000
$2000 2000
$5000 5000
$10,000 10,000
$20,000 20,000
$50,000 50,000
Note:
Allocating Energy doesn’t spend it — it’s reversible anytime.
You save 1.5% per transaction, and 10% of that saving is taken in Energy as cost.
• Use Energy to boost your Mining Units.
• 10% of your total lifetime spend becomes boostable.
Example:
• Total ITO Spend: $10,000
• Boost Value: $1,000
• Mining Units Price: $0.55 → Get ~2,222 Units
🎯 Add +2% boost per year of farming duration (up to +10% total).
Mine WFI → Farm Energy → Use Energy → Boost Mining → Earn More WFI → Repeat
• KOLs with allocated Energy receive 5% extra USDT rewards.
• If one KOL lacks Energy, the reward passes up the chain.
• Bonuses appear in your SalePoint Margin Balance.
• WeFi = world’s first Decentralized Bank integrating banking + mining + loyalty
• Energy = the core asset uniting all WeFi products
• KOL system = referral-driven sustainable growth model
You control your rank, earnings, and growth through Energy allocation
WeFi Leaders Guidelines Playlists
The Life Design Institute may receive commissions from WeFi partnerships through our referral link. We recommend WeFi based on our research into innovative, conscious wealth-building opportunities. Please do your own research and consult with qualified professionals before making investment decisions.